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2025 BMW CE 04 Easy Ride Financing

2025 BMW CE 04

Easy Ride retail installment sales contract with balloon payment. Based on $15,175 MSRP plus fees. 48 month contract, 8.19% APR, $3,293.80 down payment, $6,373.50 balloon payment. Excludes tax and DMV fees.

Our analysis

The 8.19% APR is significantly above the peer median of 3.0%, placing this financing rate well above the 75th percentile for comparable deals. The 48-month term is shorter than the peer median of 60 months, requiring higher monthly payments to offset the extended duration typically seen in the market. This structure may suit buyers prioritizing a quicker payoff timeline over the lower monthly costs associated with longer, lower-rate peer offers.

APR 8.19% for 48 months
Monthly Payment $270/mo for 48 mo
Down Payment $3,294
Due at Signing $3,294