2025 Tacoma Finance
1.99% APR for 36 monthly payments of $28.64 for every $1,000 financed. Terms available on approved credit through participating Toyota dealers and Southeast Toyota Finance. For only very well qualified customers. No down payment required if qualified for advertised offer. If you do not qualify for the offer, the amount and percentage of any down payment vary with your credit qualifications. Dealer contribution may vary and could affect price. Individual dealer prices, other terms and offers may vary. Must take retail delivery from dealer's stock and terms subject to vehicle availability. Offer cannot be combined with SETF Lease Cash, Down Payment Assistance, Trade-in Assistance, Customer Cash, Lease, Lease Subvention Cash. See your participating Toyota dealer for details. Offer available in AL, FL, GA, NC, SC regardless of buyer's residency; void where prohibited. Expires 06-30-2026.
Our analysis
The 1.99% APR is below the 25th percentile of peer deals, which range from 3.0% to 4.0%. This term matches the 25th percentile for loan duration at 36 months. This financing option suits buyers seeking a shorter repayment period than the typical 54-month median.