1.99% APR on 3 Series, X1, X3 and X5

Our analysis

The 1.99% APR is below the 25th percentile of peer deals, which range from 2.0% to 3.0%. This rate is lower than the peer median of 3.0% for the 2026 BMW 3 Series. This financing option suits buyers seeking a lower interest cost compared to the typical 72-month term.