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2026 BMW M 1000 XR Easy Ride Financing
2026 BMW M 1000 XR
Easy Ride retail installment sales contract with balloon payment. Based on $32,135 MSRP plus fees. 48 month contract, 4.90% APR, $6,685.80 down payment, $13,818.05 balloon payment. Excludes tax and DMV fees.
Our analysis
The 4.9% APR is above the 75th percentile of peer offers, which typically range from 2.0% to 3.0%. This 48-month term is shorter than the peer median of 60 months, resulting in higher monthly payments of $554 compared to longer-term alternatives. This structure suits buyers prioritizing a quicker payoff timeline over lower monthly costs.
APR 4.9% for 48 months
Monthly Payment $554/mo for 48 mo
Down Payment $6,686
Due at Signing $6,686