0.9% APR on BMW X3 plus $1,000 Loyalty Credit

Our analysis

The 0.9% APR matches the 25th percentile of peer financing rates, which range from 0.9% to 2.0%. This rate is below the peer median of 2.0%, offering a lower cost of borrowing compared to the majority of recent deals. The $1,000 cashback provides immediate savings alongside the financing terms.