2026 Hyundai IONIQ 9 Financing or Customer Cash
For well-qualified buyers on approved credit through Hyundai Motor Finance (HMF) on new 2026 IONIQ 9 vehicles. Choose one offer: (1) 0% APR financing for 72 months with $3,000 Bonus Cash, OR (2) $10,000 Customer Cash. Offers cannot be combined. At 0% Annual Percentage Rate (APR), payment for 72 months is $13.89 per month per $1,000 financed. No down payment required. Not all customers will qualify. Higher finance rates apply for buyers approved for credit with lower credit ratings. Subject to standard Hyundai Motor Finance credit approval guidelines and policies.
Our analysis
The 0.0% APR is well below the peer median of 1.0% and sits under the 25th percentile of 1.0% for comparable financing offers. This rate is lower than the 75th percentile of 3.0%, indicating significantly cheaper borrowing costs than most peers. The 72-month term aligns with the peer 75th percentile of 72 months, suggesting a longer commitment than the median 60-month term.