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2026 Kia K4 Hatchback GT Financing Deal

2026 Kia K4 GT Hatchback

2026 K4 Hatchback GT priced at $39,995 with $1,000 bonus applied. Finance with 5.59% APR through Oriental. Requires customer down payment of $5,000 and $14,013 residual for a monthly payment of $445.00 over 66 months. Requires credit score of 790+. Subject to credit approval.

Our analysis

This deal costs an extra $3,233 in interest compared to the peer median APR of 2.9%. The 66-month term is near the median peer duration of 48 months, falling within the typical range of 48 to 72 months. This financing structure suits buyers comfortable with a longer commitment to secure the current monthly payment.

Original Price $39,995
APR 5.59% for 66 months
Monthly Payment $445/mo for 66 mo
Down Payment $5,000
Due at Signing $5,000
Starts: Jul 15, 2025 Expires: Jun 30, 2026