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2026 Lexus NX Smart Equity Plan Financing

2026 Lexus NX

Smart Equity Plan financing at 2.98% APR, subject to credit approval, for terms up to 60 months through Toyota Credit de Puerto Rico, Corp. Offer valid from June 2, 2026 to June 30, 2026 or while supplies last. Applies to NX MY2026 models 9888, 9893, 9895, 9896. Example payment for NX350 (9893) with sale price $58,140, $0 down, financed $58,140 for 59 months at 2.98% APR is $695/month plus a balloon payment of $23,256, excluding insurance.

Our analysis

The 2.98% APR is below the 25th percentile of peer deals, which range from 3.5% to 5.5%. This 60-month term is shorter than the peer median of 72 months. This financing structure suits buyers seeking lower interest costs and a faster payoff schedule.

APR 2.98% for 60 months
Monthly Payment $695/mo for 60 mo
Starts: Jun 2, 2026 Expires: Jun 30, 2026